term, to ensure that we adopt proper fund-raising strategies. 7 3. Business Directions and Operations of Core Businesses 3.1 Sustainable Development and Corporate Governance Notable progress of KBank’s

94.00 11,188,961 94.30 Foreign bank branches 1,562,055 8.50 778,199 6.00 676,251 5.70 All commercial banks 18,386,794 100.00 12,966,890 100.00 11,865,212 100.00 Source: C.B. 1.1 and C.B 1.2 (Bank-only

of Chinese tourists in the past nine months of 2017, the number grew only by 1.1 percent when compared to the same period in the previous year; the amount in the third quarter was highly recovered from

government’s investment projects. Nonetheless, small business and retail loans may see only limited growth amid a feeble recovery in purchasing power. Close attention should be paid to competition in the market

first 9 months in 2019 was 82.9 percent, increased 0.4 percentage point from the same period last year. However, Asia Pacific is the only region which had a decline in overall PLF at 0.1 percentage point

revenue of airline business increased only by 0.4 percent unexpectedly which was result from domestic routes except routes in-out Samui. The average passenger load factor was 66.1 percent, decreased from

. Our domestic performance has been strengthen by the product strategies that are not only limited to rolling out branded products by 3rd party manufacture, ranging from Drinking Water launched since the

, office buildings and hotels, in the same complex as the shopping malls to support and maximize the benefits of the latter’s business. In 2019, CPN have made notable progresses in the following mixed-use

take-home or delivery services only. The Group placed importance on maintaining continuity in providing efficient services to our customers and therefore the Group focused on improving the efficiency of

rate and other irregular items) for 1H 2023 was also notable at Baht 1,228.3 million, compared to 923.4 million in 1H 2022. Gain on foreign currency exchange rate was at Baht 75.5 million in 1H 2023