increased ,as well as the Social security revenue of subsidiaries increased due to Social Security Office has increase the basic capitation payment rate in year 2020 . 2. Cost of hospital operations increased

posts through his personal Facebook account that JKN was the first and sole owner of genuine hemp products and the company had a 24-hour time rental with a television station to conduct its business

from loans were 10,723 million baht, showing an increase of 1,150 million baht or 12% y-y. This is because the Company integrated credit limit of purpose loan and personal loan to AEON Happy Pay program

2019, loans revenue was 3,020 million baht, an increase of 381 million baht or 14% y-y. This is because the Company integrated credit limit of personal loan and purpose loan to AEON Happy Pay program in

last year. This was a result of an increase in marketing expense by 26% from BigC campaign since the beginning of the year and increase in personal expense by 12% caused by increasing employment of the

revenues were 5,093 million baht, an increase of 553 million baht or 12% y-y. This is the result of an increase in credit card and personal loan incomes as well as bad debt recovery continue to improve. As

level as the previous quarter. This was mainly contributed from an increase in credit card income by 14%, personal loan income by 15% and other incomes in bad debt recovery and collection service income

increasing 48.52 million or 26.06%, cause by the Company had administrative expense increase of Baht 11.40 million which is mostly caused by the company closely monitor collection and accelerated disposal of

% of total revenues. The expenses increase came from an increase in marketing expense and personal expense from overseas businesses. - Bad debt and Doubtful accounts The consolidated bad debts and

because an increase of export and private consumption, as well as an expansion of government investment. In addition, the domestic tourism sector also improved due to the government continued relaxing