shareholders funds section of the balance sheet. There is no cash affect concerning its movement.    Exceptional Items None Subsequent Event None Page 3 of 3

 section of the balance sheet. There is no cash affect concerning its movement.    Exceptional Items None Subsequent Event None Page 3 of 3

balance sheet. There is no cash affect concerning its movement. Exceptional Items None Subsequent Event None Page 3 of 3

. There is no cash affect concerning its movement. Exceptional Items None Subsequent Event None Page 3 of 3

exceptional performance in terms of environmental, social and governance aspects, its strong financial position, and its commitment to meeting the demands of all stakeholders. KBank strongly believes that good

the highly strict of relevant laws and also the various ways of approach the customer. 2.3 Revenue from Customer Service Representative Outsourced for this quarter was THB 33.5 million, decreased by THB

services was slowdown which because of the highly strict of relevant laws and also the various ways of approach the customer. 2.3 Revenue from Customer Service Representative Outsourced for this year was THB

Loan to Value regulation or “LTV”. Moreover, the household debt has been steadily increased in recent years which result to the strict in granting a loan to the borrower from many financial institutions

derivatives business in such foreign country, whose rules for approval and supervision of derivatives business undertaking are not less strict than those prescribed under the Derivatives Act B.E. 2546 (2003

such foreign country, whose rules for approval and supervision of derivatives business undertaking are not less strict than those prescribed under the Derivatives Act B.E. 2546 (2003) including any