certainty the adequacy of funding sources and submit the complete tender offer to the SEC as soon as possible. For this case, such tender offer is considered materially incorrect and the SEC will consider to

loan loss reserves to NPLs 151.2% 160.0% 173.6% (8.8)% (22.4)% Total capital adequacy ratio 18.13% 18.26% 18.32% (0.13)% (0.19)% ** Less deferred revenue Bangkok Bank and its subsidiaries’ net interest

)% Total capital adequacy ratio 18.28% 18.12% 17.96% 0.16% 0.32% ** Less deferred revenue Bangkok Bank and its subsidiaries reported a net profit attributable to owners of the Bank of Baht 9,347 million for

3,216,743 10,308 545 9,254 3,236,850 As of January 1, 2020, the Total capital adequacy ratio, Common Equity Tier 1 capital adequacy ratio and Tier 1 capital adequacy ratio each increased by 9 basis points (bp

(NPL) 86,221 82,148 80,137 5.0% 7.6% Ratio of NPL to total loans 3.6% 3.5% 3.4% 0.1% 0.2% Ratio of loan loss reserves to NPL 183.4% 185.8% 190.9% (2.4)% (7.5)% Total capital adequacy ratio 20.71% 18.28

Capital Adequacy Ratio (CAR) and Common Equity Tier 1 ratio (CET1) stood at 18.2 percent and 15.6 percent, respectively. Commercial banks in Thailand faced many challenges during the year. Although

e-service Online Submission See canceled document Investment Advisory >> Capital Adequacy Requirements   Type Title Section See Document Status Notified Date Effective Date 1. Notification of the

e-service Online Submission See canceled document Derivatives Advisors >> Capital Adequacy Requirements   Type Title Section See Document Status Notified Date Effective Date 1. Notification of the

market regulatory agency;  (2) The SEC will consider the participants’ qualifications in various areas, including capital adequacy, work systems, management structure, and conditions for relevant

suspension of PVD contribution. In addition, upon readiness of employers, it is advisable to resume contribution as promptly as possible to support employees in building the adequacy of their retirement income