:  - have robust checks and balances mechanisms in place in every critical business system;   - have effective business continuity management and plans;   - have a customer onboarding and Know Your Customer

for Thai business operators to grow regionally; 3. Market Competitiveness: To strengthen Thai market competitiveness by building robust infrastructure compatible to digital business models; 4. Risk

capital position was robust. As evidenced, capital adequacy ratio (CAR) of KASIKORNBANK FINANCIAL CONGLOMERATE (the Conglomerate) according to the Basel III Accord was 18.12 percent, with a Tier 1 capital

(233.38) (241.56) 8.18 3.39% Changes in revaluation surplus 9.61 - 9.61 N/A Currency differences on translation 0.72 0.54 0.18 32.88% (317.93) (839.98) 522.05 62.15% (310.61) (801.30) 490.69 61.24% Gross

and strengthening domestic demand, growth in the ASEAN-5 (Indonesia, Malaysia, the Philippines, Thailand, and Singapore) economies is projected to remain robust at around 5% for the fourth quarter of

respectively, an increase of THB 96.5 Mn or 35.9%. This increase in shareholders’ equity was attributed to the company net profit during the period of THB 81.8 Mn and increase in surplus on businesses

Q3/2019 Baht 6.21 million Revaluation surplus on land increase by Baht 479.52 million Cash Flow Statement Cash Flow Statement for the nine months period ended 30 September 2019, the company has cash

from financial institution increase by Baht 39.10 million Shareholders’ Equity Net operating profit for the year Baht 1.47 million Revaluation surplus on land increase by Baht 479.52 million Cash Flow

liabilities increase by Baht 119.92 million Employee benefit obligations increase by Baht 2.90 million Shareholders’ Equity Net operating loss for the period Q1/2019 Baht (6.21) million Revaluation surplus on

month period in 2019 Baht (4.64) million Actuarial loss Baht (2.05) million Revaluation surplus on land increase by Baht 479.52 million Cash Flow Statement Cash Flow Statement for the six months period