strategies suited to each customer group along with more sophisticated products and end-to-end solutions to better meet customer needs. 4. National e-Payment Master Plan Phase 4 (2019-2021) -The master plan

environment as FinTech firms are no longer operated only by financial institutions but also include players in other industries. V3 22/02/62 14:27 น. 4 3. National e-Payment Master Plan – This initiative aims

provisioning reserves, the commercial banking system will still be able to provide quality loan support. Fee income from fund transferred in 2017 will be impacted by the government's National e-Payment scheme to

higher uncertainty, especially from foreign countries. In addition, the MPC raised concerns over the Baht’s increasing strength compared with the currencies of trading partners and competitors saying

system will be able to continue to support the quality of loans in the system. Fee income from fund transfers in 2017 will be impacted by the government's National e- Payment scheme to encourage a

decreased 15.49% dued to sold OEM project that high gross profit margin decrease, gross profit of Trading products decreased dued to Baht strength. Cost of sales and Services In 2017 and 2016, total cost of

is the Baht strength. Cost of sales and Services In the three-month period ended 31 March 2018 and 2017, total cost of sales and services of the Company increased from Baht 339 million to Baht 384

determine service fee The remuneration is based on prevailing market rates. 3.3 Payment Method The payment of remuneration will be divided into 12 monthly instalments of Baht 315,000, and a discretionary

rates. 3.3 Payment Method The payment of remuneration will be divided into 12 monthly instalments of Baht 315,000, and a discretionary bonus may be paid once a year. 4 4. Name of the related connected

the director whose service of period is expired will return to their previous position. And to propose the Annual General Meeting of shareholder to consider the remuneration for the directors