outbreak control measures are being gradually relaxed and Vaccination is more progressive. 2). The effect of outstanding demand from the previous period and 3). Government measures that continue to bolster

enables cash-on-delivery payment with transport service providers. The innovation provides a new and more secure payment experience for retail customers in support of the drive towards a cashless society

งออกแบบมาเพ่ือใช้กับธุรกิจรูปแบบดั้งเดิม (traditional type ซ่ึงใช้บุคลากรเป็นหลักในการให้บริการ) ยังมีความไม่เหมาะสม และปิดกั้นการพัฒนาด้าน FinTech innovation เช่น ทุนจดทะเบียนช าระแล้ว อาจสูงเกินความจ

E_1 Legal_FA_2015_12_29-c A WCorpL4.1hig A Executive Summary of Management Discussion and Analysis 1 For the Year Ending December 31, 2018 In 2018, the overall Thai economy maintained its growth due largely to healthier growth of exports and tourism, especially in the first half of the year. Meanwhile, the government continued to implement measures to promote and strengthen the domestic economy through support of investment and private spending as well as bolstering opportunities for other econo...

and China weakened international trade and increased the risk of the global economy being driven into recession. Given these circumstances, investors resorted to increasing their holdings of safe-haven

new credit card product, namely the Digital Next Gen Credit Card, the Company's first digital credit card that delivers innovation and advanced security verification solutions which is in line with the

traction from the first quarter. The ongoing economic rebound was mainly driven by exports and tourism, whereas domestic spending and investment only gradually picked up. Still, the economy has yet to see

an environment used to ensure regulatory compliance, or the regulatory sandbox. These guidelines aim to ensure greater flexibility in support of innovation development and shorten the time until market

1"" 10 J0% non-progressive rate 4. large exposure risk 4 1 "'(0 $ R )' #). (#%I#0# 4 E3K$1. (#%I#0# 4!4 .&. .&.+#-! .&. (#%I#0# 4 3' J00' % /0."). 3 1 .. 54 60 " 10 : ' # Large exposure risk

administrative expenses to operating revenue, and tax benefits from BOI.  Operating revenue continued to show growth compared to 9M/2018, mainly driven by 4 key growth drivers including “Younique Customized