quarter of 2016, following the continues loan growth. Net Non-interest Income Net non-interest income are including net fees and service income, gains (losses) on trading and foreign exchange transactions
could be attributed to increase in impairment loss on loans and debt securities in line with non-performing loans to total loans, which remained at a high level. Net fees and service income – one of
working capital. Return on Asset stood at 20.5% because of effective asset management. Return on Equity stood at 48.5% from steadily increasing net profit. 5 Forth Smart Service Public Company Limited
increased in construction service income. However, net profit margin for Q3’19 was 2.95%, no significant change from the same period of 2018. Statement of Financial Position Unit: Million Baht 30 September
previous year because of its capability of better management of service costs. The net profit (loss) for the year 2019 reduced from the previous year is resulted from: 1. In the year 2019, the Company sold
first quarter of 2017, following the continuous loan growth. Net Non-Interest Income Net non-interest income are including net fees and service income, gains on trading and foreign exchange transactions
2Q19. 3 3Q19 MD&A Advanced Info Service Plc. In summary, reported EBITDA stood at Bt59,159mn, 6.2% YoY, with a margin of 44.2%, in line with the FY19 guidance of stable YoY. Reported net profit grew 5.1
system grew at a slower pace from the same period of the previous year. Likewise, our net interest margin (NIM) saw a decrease. However, net fees and service income, gain on investments and gain on trading