institution, enabling us to cope with possible economic fluctuations in a timely manner. C Contents Page Executive Summary A 1. Overview of Operating Environment 1 1.1 Global and Thai Economy in 2017 and

ไฮเทค จาํกัด (มหาชน) AAPICO HITECH PUBLIC COMPANY LIMITED October 9, 2018 Subject: Notification of the additional investment in Sakthi Global Auto Holdings Limited (Amendment with Enclosure) To: The

THORNTON SERVICES COMPANY LIMITED KAEWSONG (2548) PUBLIC COMPANY LIMITED GLOBAL THAI FINANCE , LTD COMPANY LIMITED GLOBLEX SECURITIES COMPANY LIMITED KHAO KLA VENTURE CAPITAL MANAGEMENT COMPANY LIMITED

% per annum 2. Committed portion under Standby Letters of Credit at 8% per annum 3. Commitment fee on unfunded portion at 2% per annum Since this transaction is between the Company and Link Capital I, a

portion at 12% per annum 2. Committed portion under Standby Letters of Credit at 8% per annum 3. Commitment fee on unfunded portion at 2% per annum Since this transaction is between the Company and Link

, regulators, and credit rating agencies in various countries, also help to promote this climate risk disclosure into practical use. For example, by 2025, England has a plan to make all sectors in economic

, especially global economic fluctuations and unresolved political issues. Businesses have also had to contend with new regulations and government projects. All of these factors affected the performance of KBank

and Risk Factors 2.1 Credit Risk Management The Thai economy recorded less-than-expected growth in line with a global slowdown. The weakness was mainly seen in major Thai economic sectors, especially

private consumption and total investment were constantly expanding. However, Thai economy still faces external risk such as U.S. monetary and trade policy and global economic uncertainty. As of August 31

- Translation - Management Discussion and Analysis of the Company’s Performance for the nine-month period ended 30 September 2019 - Translation - JKN GLOBAL MEDIA PUBLIC COMPANY LIMITED Management