timely manner. Impact from Changes in Accounting Policy From 1 January 2020, the Group has adopted Thai Financial Reporting Standard - Financial instruments group and Thai Financial Reporting Standard No

from increase the right-of-use assets as a result of the adoption of the new financial reporting standard in year 2020 and increase investment in technology and information system. 2. Total liabilities

accounting policies due to Thai Financial Reporting Standard No. 16 (TFRS 16) which is made effective in the current period. As a result, the company has the right of use assets of 41.4 million baht and

baht or 5.5 percent compared to non-current assets as of December 31, 2019. The significant change occurred from changes in accounting policies due to Thai Financial Reporting Standard No. 16 (TFRS 16

From 1 January 2020, the Group has adopted Thai Financial Reporting Standard - Financial instruments group and Thai Financial Reporting Standard No.16 - Leases which impacted to the financial statement

postponement, or is in default, as the case may be;      2)  To require the preparation of financial statements in accordance with the Thai Financial Reporting Standard for Publicly Accountable Entities (PAE) in

requirement of the Thai Financial Reporting Standard No.9 Financial Instruments (TFRS9) was 95 million baht and management overlay was 45 million baht. As of the end of the first quarter of 2020, the Company

13.25 million. The Company has already set an allowance for loss of such bad debt. However, the Company has adopted the Thai Financial Reporting Standard - Group of Financial Instruments (TFRS 9) which

Other Non-current Financial Assets in accordance with the Financial Reporting Standard TFRS 9, Financial Instruments.  Liabilities increased by 62.60 million Bahts, from Deferred Tax liabilities which

or 35.6 % from the same period of 2020. This was due to the company recognized lower interest expenses on the lease liabilities relating to the Thai Financial Reporting Standard No. 16 "Leases" (TFRS