on maximum benefits over football platforms and selective activities in which believed to bring in a sustainable return on sales. Administrative expenses were THB 228 million, increased by THB 33

, the Company has been careful and selective during the current economic situation and can maintain 1.3% NPL ratio. As at the end of 3Q2020, the total number of “Boonterm Kiosk” was 130,065 kiosks. The

-purchase income were 1,029 million baht, reduced by 44 million baht or decreasing 4.1% y-y due to selective approach in credit judgement amid remaining high risky economic factors in this year. However, the

Oxide platforms, we are now well on our way to make this our core platform for continuous growth in selective upstream & downstream integration over the next 5 to 10 years, similar to how we grew our

modification in a non-selective manner. 3.4 A CRA should disclose its policies and procedures that address the issuance of unsolicited credit ratings. 3.5 A CRA should disclose its policies and procedures for

categories especially in durable goods which showed significant contractions since the second quarter onwards from the contractions in vehicle sales. Key factors include the weakened household income and

especially in durable goods which showed significant contractions since the second quarter onwards from the contractions in vehicle sales. Key factors include the weakened household income and tightening of

Brand”, having communicated to customer groups to become aware of the variety of “Diamond” brand products, which are strong and durable resulting in trustworthiness from the customers through every

demand faced contraction in the same direction as private consumption on durable goods and services significantly contracted because people avoided going outside. Other fators include the suspension of a

segment were also severely impacted due to lockdowns, less consumer spending on durables and travel restrictions although Hygiene Fibers had stellar results. • Non-durable end markets for IVL products