promotion expenses, cost of newspaper distribution and strict cost control. Consolidated administrative expenses for the year ended 31 December 2017 was 226.5 million baht, decreased 15.7 percent or 42.1

revenue from sales which increased from the same period of last year at Baht 46.6 million to Baht 52.9 million in 2019 or increased by 13.5%.  Distribution costs for the 1st quarter 2019 represented 23.1

year, decreased 9.7 million baht or 25.4 percent from a decrease in distribution cost of Post Today newspaper, M2F newspaper and magazines. Consolidated administrative expenses for the first quarter 2019

the Ministry of Digital Economy and Society, signed the https://www.sec.or.th/EN/Pages/News_Detail.aspx?SECID=7473 ก.ล.ต. จัดบรรยายเรื่อง “ Digital Economy และ Central Bank Digital Currency” สำนักงานคณะ

giving of information advice to investors. The SEC notified the survey?s result to the Thai Bankers? Association and urged asset management company that appointed commercial bank as its selling agent to

Management Discussion and Analysis For the first quarter ended March 31, 2021 (Unreviewed) Kiatnakin Phatra Bank Public Company Limited Investor Relations Email: investor_relations@kkpfg.com Tel. +66

Management Discussion and Analysis For the third quarter and nine-month ended September 30, 2020 (Unreviewed) Kiatnakin Phatra Bank Public Company Limited Investor Relations Email: investor_relations

100.0% 88.24 20.8% Cost of sa les (271.69) -53.1% (249.07) -58.8% 22.62 9.1% Gross profit 240.44 46.9% 174.81 41.2% 65.63 37.5% Other income 3.51 0.7% 2.29 0.5% 1.22 53.3% Distribution costs (102.59

million to Baht 66.59 million in 2019 or increased by 37.1%.  Distribution costs for the 2nd quarter 2019 represented 21.0% of revenue from sales while in 2018 was at 20.7% of revenue from sale, increased

2.53 2.91 (0.38) 13.06% Distribution costs (0.97) (1.38) (0.41) (29.71%) 3 Administrative expenses (39.62) (40.36) (0.74) (1.83%) Profit before expenses 12.93 40.35 (27.43) (67.96%) Finance costs (5.63