new clients in the COVID- 19 situation is quite difficult. The managements and team brainstorm for strategy how to propose work that is suitable for the COVID-19 situation as the alternatives to the

ended 31 March 2020 2 | P a g e *Value may differ by one decimal point due to rounding Highlights 1/ One-time expenses in Q1/2019 were resulted from the employee retirement benefit (net after tax). 2

data, particularly those from outside the company. In addition, any forward looking statements are subject to change as market conditions and actual outcomes may differ from forecasts. BAM makes no

to change as market conditions and actual outcomes may differ from forecasts. BAM makes no representation or warranty of any type whatsoever on the accuracy or completeness of the information contained

the company. In addition, any forward looking statements are subject to change as market conditions and actual outcomes may differ from forecasts. BAM makes no representation or warranty of any type

from the announcement. Financial structure The Company emphasizes the importance of financial structure management efficiency which should be flexible in difficult circumstances and able to maintain the

all cash collection items from the NPL and NPA management business. However, cash collection is not a standard indicator prescribed by TFRS, and so the methods of calculation may differ from methods of

and/or Directors of the Company, which Differ from the Opinion of the Board of Directors as per Item 10. The Audit Committee and other directors of the Company do not have any opinion that is different

revenue from rental and rendering of services. *Value may differ by one decimal point due to rounding error Q3/2019 Operating Highlights* Q3/18 Q2/19 Q3/19 Change +/- 9M/18 9M/19 Change +/- (THB million

, Sukhumvit Rd., Km. 39.5 Bangpoomai, Amphur Muang Samutprakarn, Samutprakarn 10280, Thailand Tel. 66 2323 1085..96 Fax. 66 2323 9283 affect reported amounts and disclosures; and actual results could differ