moderately from the previous quarter in tandem with the housing loan growth after loan to value (LTV) measure. Auto loan and personal loan continued to expand consistent with increased domestic demand. However

of receivables and accrued interest receivables - net 74,482 77,375 78,015 4.7 0.8 Installment sale receivables and accrued interest receivables 1,427 1,542 1,637 14.7 6.2 Less Deferred gross profit of

losses as financial assets. The Company will measure fair value of all derivatives and recognised in profit and loss statement, while the credit losses is to consider as impairment of trade receivables

measure of the Government Housing Bank to fix the interest rate for 1-5 years, starting on 22nd October 2019 until 24th December 2020. As a result of such measures, the sale and ownership transfer target of

operating expenses For 1Q21, other operating expenses were Baht 2,583 million, decreased by 23.0% yoy mainly from the item on revaluation of foreclosed assets. As a prudent measure, during 1Q20, the Bank

contracted. In 1Q2020, hospitality business of Singha Estate Public Company Limited (“the Company”) was also significantly impacted by COVID-19. Essentially, government announced the lockdown measure to

% Total Expenses (9,656) (9,082) (148) (180) (9,804) (9,262) 542 6% Share of Profit (Loss) 1,647 1,446 2 22 1,649 1,468 181 12% Profit (Loss) before the effects of foreign exchange, deferred income tax and

loans purchased of receivables and accrued interest receivables - net 74,482 77,375 78,015 4.7 0.8 Installment sale receivables and accrued interest receivables 1,427 1,542 1,637 14.7 6.2 Less Deferred

million from the reversal of deferred tax assets during the reporting quarter amounting to Baht 2.97 million as compared to the recognition of the deferred tax assets of Baht 0.24 million during the 3

8,016 5,337 2,679 50% Total Expenses (7,221) (4,956) (156) (126) (7,377) (5,082) 2,295 45% Share of Profit (Loss) 2,417 2,037 12 4 2,429 2,041 388 19% Profit (Loss) before FX, deferred income tax