to the allowances for bad debt and doubtful accounts of the bank are adequate as seen from high proportion of loan loss reserves ratio is at 186.65%. Earnings per share for the second quarter and the
decreased by 37.4% and bad debt and doubtful accounts decreased by 42.6% due to the allowances for bad debt and doubtful accounts of the bank are adequate as seen from high proportion of loan loss reserves
2018 as a result of the increase in bad debts, doubtful accounts and impairment loss by 91.2%. Bad Debts, Doubtful Accounts and Impairment Loss The bank set allowances for bad debts and doubtful accounts
be based on impairment requirement under Thai Financial Reporting Standard No. 9 (TFRS 9). Financial instruments under TFRS 9 are classified into 3 stages. For stage 1, TFRS 9 requires ECL allowances
Discussion & Analysis Q3/2020 1 Generating new revenue streams from the sales of After You’s products and consignment products from other suppliers under the name of ‘After You Marketplace’, which allocates a
income decreased by 35.5% and bad debt and doubtful accounts decreased by 39.5% due to the allowances for bad debt and doubtful accounts of the bank are adequate as seen from high proportion of loan loss
accounts decreased by 39.5% due to the allowances for bad debt and doubtful accounts of the bank are adequate as seen from high proportion of loan loss reserves ratio is at 184.32%. Earnings per share for
decreased by 39.8% due to the allowances for bad debt and doubtful accounts of the bank are adequate as seen from high proportion of loan loss reserves ratio is at 186.08%. Earnings per share for the fourth
of lending of money for purchasing securities to all of its customers after deducting allowances for doubtful accounts at the end of any day shall not exceed five times of its capital fund. 43 Lending