945.3 88.8 9.4 Net profits 828.8 806.7 22.1 2.7 Basic earnings per share (Baht) 0.039 0.038 0.001 2.6 The analysis of operating results of LH Financial Group Public Company Limited and its subsidiaries

(31.3) 2,235.4 2,743.3 (18.5) Net profits 522.9 500.9 4.4 766.9 (31.8) 1,852.7 2,334.7 (20.6) Basic earnings per share (Baht) 0.025 0.024 4.2 0.036 (30.6) 0.088 0.110 (20.0) Table: Other Operating

follows: (1)      Implement a policy on fintech application at board or executives level ; (2)      Have persons understand the basic principles of technology usage;(3)      Allow fund managers or

and products, smart investment based on risk profile, basic portfolio building, how to exercise investor rights to avoid frauds and scams. There are also edutainment activities such risk-taking games

investment in all kinds of capital market products. In this regard, advices on basic asset allocation for investors are also provided.Duangmon Chuengsatiansup, SEC Assistant Secretary-General, said the SEC

“Positive” outlook by TRIS Rating. Land and Houses Bank Public Company Limited is assigned the company rating of “A-” (Single A Minus), affirms the rating of LH BANK’s hybrid Tier 2 capital securities at “BBB

Public Company Limited has been assigned the credit rating at “BBB+” with “Stable” outlook by TRIS Rating. Land and Houses Bank Public Company Limited has been assigned the credit rating at “A-” (Single A

“Positive” outlook by TRIS Rating. Land and Houses Bank Public Company Limited is assigned the company rating of “A-” (Single A Minus), affirms the rating of LH BANK’s hybrid Tier 2 capital securities at “BBB

Public Company Limited has been assigned the credit rating at “BBB+” with “Stable” outlook by TRIS Rating. Land and Houses Bank Public Company Limited has been assigned the credit rating at “A-” (Single A

(2,741.1) (262.2) Profits (loss) from operations before income tax expenses (987.6) 945.3 (1,932.9) (204.5) Net profits (loss) (708.5) 806.7 (1,515.2) (187.8) Basic earnings per share (Baht) (0.034) 0.038