work formats and methods to assist customers affected by the viral pandemic to conduct transactions within acceptable risk appetite.  Provide employees accommodation near their workplace and prepare

durable goods. The Thai economy hence showed ongoing improvement from the first quarter. Nonetheless, the economic expansion, which was still limited and uneven, affected the performance of KBank and our

of subsidiaries. 3. Finance costs increased by Baht 49.85 million or 202.15 % due to the Investments in subsidiaries ,and the building expansion of the subsidiaries. Sincerely yours, (Mr.Pongpat

million or 213.17 % due to the Investments in subsidiaries “TPP Healthcare International Co., Ltd” and the building expansion of the subsidiaries. Sincerely yours, (Mr.Pongpat Patanavanich) Managing

% from last year and total revenues of 1,845.12 million Baht which also increased 16.82% from last year. This was mainly due to market and product expansion resulting to higher business volume. 2. Cost of

and administrative expenses increased by Baht 2.12 million or 2.59% the main reasons are the expenses incurred from the expansion of subsidiaries, staff cost and expenses of hospital quality improvement

increased from business expansion. For the 9M/2018, the net profit improved by Baht 420 million or 17% from 9M/2017. The gain was primarily due to start-up of IRPC-CP Phase 2 and ISP1 in Q4/2017 and the

the capital market. The project will raise awareness and understanding among local business owners about raising funds through the capital market which will support business expansion, increase in

volume growth. There were an expansion of service station locations, the number of service station as of the end of 2018 was 1,175 locations, with 74 new service stations. The company has also rebranded

the vision of the management in order to assist investors to better understand the company's financial status and operation. It also supports the "Good Corporate Governance Project" of the Securities