789 11.7% Asset Quality Accounts Receivable 93,894 89,771 (4.4%) NPL 6.2% 5.9% - Allowance to Accounts Receivable 10.1% 8.9% - Highlights Ratios D/E (Times) 2.9 2.6 - BVPS (Baht) 94.8 100.5 - ROE 12.6

with our officers. Along with this, we continued to consolidate branches to reduce redundancy, especially those with relatively low traffic. Meanwhile, we took into account the appropriate management of

operating cost and asset quality management, along with better information and IT systems through appropriate structures and tools, as well as human resource management that focuses on employee development

manufacturing cosmeceuticals and modern medicine from FDA and controlled quality and operational efficiency which certified by international standards ISO 9001:2008, GMP, PICS, HACCP และ HALAL. Presently, At-Ze

located in Muang district, Chachoengsao province and authorized manufacturing cosmeceuticals and modern medicine from FDA and controlled quality and operational efficiency which certified by international

resulted from the delay of project to improve and add CCTV which had a low gross margin as well as the increase in cost of ERP project incurred during the final delivery period. Retail business In 3Q17, the

considered it appropriate to designate 12 April 2024 as an additional special holiday for securities companies and derivatives business operators. This decision aligns with the Cabinet’s resolution and the

The Securities and Exchange Commission (SEC) has considered it is appropriate to change the substitution holiday for New Year’s Day from 2 January 2024 to 29 December 2023, and to confirm that 30

novel Coronavirus (COVID-19) in the country, SEC has considered appropriate to revise the holidays of securities companies and derivatives business operators and, therefore, announced the cancellation

deems it is appropriate to announce that 16-18 November 2022 remain normal working days for capital market intermediaries. However, to facilitate the APEC meetings in terms of traffic and