. The debt-to-equity ratio reduced to 0.40 at 30 September 2019 compared to 2.34 at the end of 2018. This improvement was mainly due to (1) the repayment of all short-term borrowings from financial
follow by contract. However, Construction income received in advance and Advance received from construction contracts were reduced by total of Baht 139.00 Million, or 32.90%, compared with last year. Due
reduced, resulting in an increase in gross profit of 2.86 million baht because the Company is able to better manage containers. The Group has revenue from sales for the 9 month period ended on 30 September
channels to customers and reduced the Company’s operation cost. As a result, the Cardless transactions currently accounted for 38% of total personal loan sales. Total Sales 36,810 MB 50% 30% 5% 15% Loans
existing customers have reduced their minimum order due to in February 2022, the Committee on Energy Policy Administration (CEPA) has a resolution for adjusting the proportion of biodiesel mandatory from B7
step may be reduced to 29 days if the applicant has submitted the SEC Office’s letter of acceptance for for the audit firm to allow the applicant who is an affiliated auditor to apply for approval via
been expanding more online service channels to customers and reduced the Company’s operation cost. As a result, the Cardless transactions currently accounted for 95% of total personal loan sales which
, decreased by 63% y-y respectively. The Company has been expanding more online service channels to customers and reduced the Company’s operation cost such as the number of ATMs machine and operational areas in
and the reduction of the prepaid maintenance cost according to the reduced advance payment period. Liabilities Items that has significant changes Balance by Quarter Change Q3–23 Q4–22 Q3–23 VS Q4–22 (MB
tighter lending policy of auto financing providers. Domestic car sales reduced by 12.4% in Q4 2023. Cost of sales and services decreased in accordance with slower sales. Gross profit margin decreased from