9 Management Discussion & Analysis Q1/2024 Selling and administration expenses In Q1/2024, selling and administration expenses amounted to THB 265.56 million, increased by THB 36.88 million YoY

expertise engineering team that can support completed solution including all after sales service activities. The group of customers are both of government unit and private companies. Main projects agreed and

bargain purchase 0.00 0.00 33.64 33.64 100.00 33.64 100.00 Profit before Selling and Administration expenses 12.61 58.17 81.06 22.89 39.35 68.45 543.05 Selling expense 3.36 26.92 8.54 -18.38 -68.27 5.18

113.09 Gain from bargain purchase 0.00 0.00 33.64 33.64 100.00 33.64 100.00 Profit before Selling and Administration expenses 12.61 58.17 81.06 22.89 39.35 68.45 543.05 Selling expense 3.36 26.92 8.54

25 4.4 Treasury Operations 29 4.5 Capital Requirements 29 4.6 Credit Ratings 31 5. Operations of Support Groups 33 5.1 Human Resource Management 33 5.2 IT Management 35 1 1. Overview of Operating

Companies and Muang Thai Life Assurance PCL 50 4.6 Capital Requirements 52 4.7 Credit Ratings 54 5. Operations of Support Groups 57 5.1 Human Resource Management 57 5.2 IT Management 60 6. KASIKORNBANK’s

2,083.50 million Baht. However, the company incurred higher selling and administration expenses by 40.42 million Baht; mainly from legal and other advisors. Moreover, the finance cost also rose by 21.29

Sustainable development in the environmental area has become an important goal both nationally and internationally. The public sector implements policies that support continuing  environmental

sustainability goal, and the promotion of long-term savings to support the aging society, an important goal under the National Strategy.  The key takeaway from this meeting is that the SEC will provide policy

National Strategy, the 12th National Economic and Social Development Plan and the Capital Market Development Plan. Currently, PVD is a major source of savings to support employees’ post-retirement living