)    Basic investment knowledge;(2)    Understanding investment products;(3)    Understanding digital assets and related risks;(4)    Investment diversification and monitoring;(5)    Understanding

company's management and monitoring on personnel systems did not comply with professional standards. In this regard, the SEC warned KPMG Phoomchai Business Advisory Ltd. to emphasize on compliance with

sufficient systems for monitoring securities trading and other services provided to their customers so as to prevent the commission of offenses under such Acts.?

companies. 6 Management Discussion and Analysis of Business Operation for FY2019 Bangchak Corporation Plc. | Important Events in 2019 January o Important change in accounting policy from the International

Company’s operating performance in 2017 and 2016 is shown in the following table: FY2017 FY2016 % Change FY2015 % Change [Amount in Baht Million] Y-o-Y Y-o-Y [2017 VS. 2016] [2016 VS. 2015] Sales Revenue

exchange rate of receivable under finance lease agreement, gain(loss) on forward contracts, insurance claim and gain from business acquisition. Change QoQ Consolidated financial statements Change YoY 2

- 2020 Balance by Quarter Change Q2–20 Q1–20 Q2–19 Q2–20 VS Q1–20 Q2–20 VS Q2–19 (Million Baht: MB) (MB) % (MB) % Total Revenue 1,187.6 1,231.7 1,729.6 (44.1) (3.6) (542.0) (31.3) Total Operating Expenses

Discussion and Analysis of Business Operation for Q1/2019 Bangchak Corporation Plc. I 5 Important Events in the Quarter  Important change in accounting policy from the International Financial Reporting

as the crude oil price and oil product price was higher.  Other long term investment decreased by THB 1,917 million, primarily from the change in net fair value changes in available- for- sale

Total 726.04 631.90 -94.14 -12.97 179.96 158.08 150.29 -7.79 -4.93 -29.67 -19.74 C on so lid at ed S ta te m en t N D R S ta te m en t Unit : Million Baht 2018 2019 Change (+/-) Q4/18 Q3/19 Q4/19 Change