and capital market, as well as maintain its financing cost at an optimum level for its businesses going forward. Table 2: Summary of Profit & Loss Statement 4Q 3Q 4Q YoY QoQ FY FY YoY 2017 2018 2018

providing seamless financial services whether in commercial banking or capital market business. All companies will use a new logo designed based on a combination of the existing logos of Kiatnakin Bank and

further to other potential countries and is in the process of conducting market feasibility studies in certain markets. Apart from that, the Company was adversely affected by the compliance with the new

in China. The Company is committed to expanding further to other potential countries and is in the process of conducting market feasibility studies in certain markets. Apart from that, the Company was

volume vs last year same period. The impact on the financial performance was significantly mitigated (operational cost saving program launched still in Q1 after Covid-19) and longer term via a network

personal care in March, resulting in overall Q1’20 growth at 0.8% YoY. Overall international business grew 4.8% YoY at constant FX. - Q1’20 Functional drinks market maintained double-digit growth momentum of

increased by Baht 129 million or 19% because of the increase in selling price resulted from the increase in the Ft rate as well as the Weight factor in conjunction with the low cost of natural gas when

branded products by 3rd party manufacture especially the RTD Coffee and the 3rd party products for distribution shall not only diversify the risk of reliance solely on energy drink, of which the market has

1.4% for 1Q21 comparing to 1.9% for 1Q20 from continuous cost management in line with the decline in policy rate and market deposit rates during the past periods. Overall, resulting in loan spread for

following revenue decline while maintaining FY22 guidance AIS continued to enhance operating efficiency while expanding 5G/4G to strengthen our network leadership, reflected in a muted increase in both cost