Limited Financial Ratio For the quarter ended 31 March 2020 2019 Current Ratio (times) 0.76 1.51 Average Collection Period (days) 75.61 65.01 Average Inventory Period (days) 14.21 14.15 Average Payables

STRATEGIC UPDATES 1) CORPORATE’S ACTIONS AND SOCIAL RESPONSIBILITIES DURING COVID-19 PANDEMIC Corporate’s Actions EMPLOYEES FINANCIAL MANAGEMENT  Provide COVID-19 insurance for all employees  Conduct

representative or 360-degree technology. Until now, offering a deep discount to potential customers was not expected because of the Company’s financial strength with Net Interest-Bearing-Debt to Equity at 0.97

THB 27 million due to sales of financial assets, the debt repayment from customer on trade and other receivables and lower inventory. Total LiabilitiesL As of 30 September 2021, the total liabilities of

needs under the “Segment of One” while also placing emphasis on the offering of financial innovations and products, including those of the “Beyond Banking” realm, in order to deliver an excellent customer

expressed its interest in providing the assistance for the debt restructuring of the Company and started conducting legal, accounting and financial due diligence. SSG Group found that the due diligence

Group Public Company Limited (the “Company” or “CBG”), are pleased to submit management discussion and analysis regarding consolidated financial performance and position of the Company and subsidiaries

aim to strengthen the financial status, reduce the burden of interest payment and improve financial ratios. The total debt amount that will be restructured is USD 242.53 million which part of the debt

ีเจ สตีล จํากดั (มหาชน) G J Steel Public Company Limited Management Discussion and Analysis Year Ending 31 December 2019 G J Steel Public Company Limited Page 3/14 • Financial costs The financial costs

197.30 per cent from the same period of last year. Due to the 3rd quarter, the Company made 2 financial agreements while made 1 financial agreement in the previous quarter and its maturity already