institutions has become very strict and loan rejection rate has been rising. In addition, the projects developed by the Company are large-scale, resulting in an increase inventory. The Company, therefore

Business J Fintech Company Limited operating personal loan business has been strict in granting loans as well as collect the debt to reach its target, resulting in a net profit in the last 9 months of the

Branch, Petchkasem Branch, Korat Branch and Udon Branch, etc. since May 3, 2020 in order to support customer demands with strict public health measures. From the outbreak of Coronavirus disease and

, keeping fix costs and capex under strict control. The steel markets performed reasonably well, and our new product has gained traction in the steel market as our customers see the value in use of the

and condominiums in comparison with the same quarter of 2019, due to the strict control from Bank of Thailand regarding additional conditions of loan provision for the purchase of real estate and the

incentivize the PWA to purchase water beyond the minimum purchase requirement. This would help boost the potential revenue for the Company, maintain a good relationship with the PWA and ensure a sufficient

Directors The Company has taken action to ensure that the interested directors are not participating in the meeting and not entitled to vote on the adoption of resolution in the meeting on the agenda to

of Execution of the Transactions This represents renewal of the space lease agreements in continuation of the existing agreements to ensure continued business operations in respect of office building

) clients’ relationships of trust An intermediary shall take reasonable care to ensure the suitability of its advice and discretionary decisions for any client who is entitled to rely upon its judgment of

’ relationships of trust An intermediary shall take reasonable care to ensure the suitability of its advice and discretionary decisions for any client who is entitled to rely upon its judgment of such services; 3