increase the asset utilization efficiency. Return on equity was 42.0% decreasing from previous, as a result of the ability to maintain profitability, the stock buyback, and the Company’s interim dividend

based on the past experience. Moreover, the Company had 4 of 6 major overseas customers that have been verified the existence and considered the ability to make debt repayment from a local financial

PERIOD ENDED 30 JUNE 2020 now via this vertical integration can become an integrated part of the production process, and gives the ability to Golden Lime to fully control the material management from raw

. 3. The prepayment of the debenture by using proceed from this transaction will help UWC to decrease its interest expenses more than TH 10 million also enhance its debt service ability. 4. Mitigation

was 42.3% decreasing from previous quarter, as a result of the ability to maintain profitability, the stock buyback, and the Company’s interim dividend payment. Quarter Quarter Quarter 3/2019 2/2020 3

from 3Q18, as a result of the increase in asset utilization efficiency. Return on equity was 47.6% increasing from 3Q18, as a result of the ability to maintain profitability, the Company’s interim

the ability to pay of customers in the industrial sector. While the household debt rate remained high, the Company, therefore, implemented a more stringent credit lending policy in this quarter and

190 million due to 1) contribution from Nam Che 1 project which commenced operation on June 1, 2019, 2) an increase of water inflow and 3) no maintenance outage as happened in Q3’2018. ABBREVIATION

in 2019 to Baht 268 million and 225.0% y-on-y in Q4’2019 to Baht 78 million due to 1) contribution from Nam Che 1 project which commenced operation on June 1, 2019 and 2) an increase of water inflow

contribution to the Financial Institutions Development Fund (FIDF) from 0.46% per year to 0.23% per year according to the governmental measures during the year 2020-2021. Net Non-Interest Income Net non-interest