6M’2019 to Baht 51 million, primarily due to 1) change in accounting method for BGYSP earnings contribution from equity method to consolidation method after raising stake from 49% to 100% in Q3’2018, 2

V2 13/11/61 17:55 น. 0 V2 13/11/61 17:55 น. 1 Management Discussion and Analysis Overview of the Economy and Banking Industry Thai Economy in the Third Quarter of 2018 The Thai economy in the third

V2 12/11/62 0 V2 12/11/62 1 Management Discussion and Analysis Overview of the Economy and Banking Industry Thai Economy in the Third Quarter of 2019 The Thai economy in the third quarter of 2019

law Please be informed accordingly. Yours sincerely, (Ms. Ladda Waruntarakul) Company Secretary (F 53-4) The English translation of this document is prepared solely for reference for non-Thai

extend tenors. Most Innovative Bond Deal Award from The Thai Bond Market Association In 21 February 2019, BGRIM was awarded the Most Innovative Bond Deal from The Thai Bond Market Association. This is the

V2 30/08/61 14:31 น. 0 V2 30/08/61 14:31 น. 1 Management Discussion and Analysis Overview of the Economy and Banking Industry Thai Economy in the Second Quarter of 2018 The Thai economy in the second

million. This was due to record of (i) a decrease in unrealized FX gain of THB 178 million mainly from Sriracha's financial lease accounting adjustment.; (ii) a decrease in realized FX gain of THB 16

V3 22/02/62 14:27 น. 0 V3 22/02/62 14:27 น. 1 Management Discussion and Analysis Overview of the Economy and Banking Industry Thai Economy in 2018 In 2018 the Thai economy grew by 4.1 percent, up

until January 1, 2020 on own land 20 plots locate at Moo 3 Thai Mueang District, ampher Thai Mueang, Phang Nga Province. Remark : it is the renewal from notisfication of excavation, land reclamation

, issued on 7 April 2017 by Tai Mueang District Administrative Organization which start operate since April 7, 2017 until January 1, 2020 on own land 20 plots locate at Moo 3 Thai Mueang District, ampher