Conflict of Interest shall be in accordance with Chapter 3; (4) Supervision of Investment for Employees’ Assets shall be in accordance with Chapter 4. Chapter 1 Excessive Transactions for Clients

be in accordance with Chapter 3; (4) Supervision of Investment for Employees’ Assets shall be in accordance with Chapter 4. Chapter 1 Excessive Transactions for Clients _______________ Clause 5 2 In

previous year by 8.54 million Baht and 8.63 million Baht respectively, because there was 10.15 million Baht for the provision of compensation for retirement or termination of employment for the employees

the employees with 20 or more years of service at 400 days of the latest wages instead of 300 days, as the Labor Protection Act No. 7 of the year 2019. The Company's profitability in the second quarter

establishing employee?s choice and urge employees to choose investment scheme based on their risk apetite.      

enables employees to choose their own investment policies. To ensure the objective of provident fund for retirement savings, the SEC is revising employee?s choice regulations to provide the funds and its

3 VIII. OPERATING AND FINANCIAL REVIEW AND PROSPECTS 5 IX. DIRECTORS, SENIOR MANAGEMENT AND EMPLOYEES 6 X. MAJOR SHAREHOLDERS AND RELATED PARTY TRANSACTIONS 7 XI. INTERESTS OF EXPERTS AND COUNSEL 8

Gazette on April 5, 2019. This stipulates additional legal severance pay rates for employees who have worked for an uninterrupted period of twenty years or more, with such employees entitled to receive not

11.55 million increase in net operating expense. As a result of new law imposed on May 5, 2019, THB 10.5 million is added to employees benefit scheme, which directly affected the above-mentioned operating

employees (FE-ESOP), the rights were exercised in amount of 249,950 rights at the offering price of THB 99.00 per share while the average market price per share during the exercise period is THB 189.00, the