-2741-5700-5 / Fax 0-2741-6878 / Company Tax ID : 0107545000021 No. Asset Acquisition Transaction Value (Million Baht) Transaction Size (Percent) Board of Director’ Approval Date 3. Universal West

. Therefore, the Company must seek approval for the issuance and offering of the newly issued preferred shares from the SEC prior to such offering to BBL. (b) Issue and offer 472,239,839,180 newly issued

entire business transfer by a public company pursuant to Section 107 of the Public Limited Companies Act B.E. 2535 (1992) (as amended). Therefore, the Company is required to seek approval from a

. Approval for the determination of authorized directors who sign to bind the Company, which shall be effective from 1 June 2020 onwards. Details of which are as follows: Current “Mr. Marut Arthakaivalvatee

“VGM Share Acquisition Transaction”) and to propose the same at the extraordinary general meeting of shareholders for consideration and approval. The Company would like to disclose additional information

customer approval criteria for commercial lending policies, and closely monitored small and micro businesses. At the same time, KBank has been continually cautious in credit underwriting of retail customers

risks. We put in place more stringent customer approval criteria for commercial lending policies, and closely monitored borrowers, especially small and micro businesses, through appropriate

’ operating results for the year ended December 31st 2017 EBITDA Structure of the Company and its subsidiaries Q4/2016 Q3/2017 Q4/2017 YoY QoQ FY2016 FY2017 YoY Total Revenue 40,481 39,009 46,306 14% 19

customer approval criteria for commercial lending policies vis-à-vis small and micro businesses. Focus has been on formulating area- based lending strategies to match the different natures of businesses in

stringent customer approval criteria for commercial lending policies vis-à-vis small and micro businesses. We continued to prioritize risk assessment through prudent screening and close monitoring of