due to the growth of loan portfolio specially the credit card business. Moreover, the operating cost has been managed with higher efficiency. 5 2. Financial Status Statement of Financial Position 28

generally corresponding to the following, except that the specific line items presented should be expressed in the same manner as the corresponding line items in the issuer's financial statements. Such data

financial ratios. In the case of the Company in an industry with specific ratios such as an average occupancy ratio (in case of hotel business), such ratios must be presented additionally. Information Quarter

recovering consistently since the beginning of 2018, reporting 4.0% growth in 20181. Once again, Out-of-Home (OOH) and online advertising, in particular reported rigorous growth of 23.0% and 21.0

47.7% in 2019 due to (1) the cost of food and beverages of new brands, in particular Khiang, requiring promotional discounts to increase traffic and create brand awareness during the initial opening

uses of network services; (4) verify the identity of users in networks, in particular, if the dynamic IP address is used. 5.2 User Access Management Objective: To ensure authorized user access and to

and unemployment problem as improve from the government measure, such as ameliorate cost of living. In particular, the adjustment to the minimum wage in past. As a result in the year 2018, the Group has

18.5%, resulting from overseas subsidiaries’ higher loss from operations i.e. ICUK in particular and higher shareholding percentage that increased from 51.0% to 84.3% since January 2018. - Translation

i.e. ICUK in particular and higher shareholding percentage that increased from 51.0% to 84.3% since January 2018. For 1H/2018, Group’s net profit amounted to THB 288 million, decreased by THB 162

million or 50.7%, resulting from overseas subsidiaries’ higher loss from operations i.e. ICUK in particular and higher shareholding percentage that increased from 51.0% to 84.3% since January 2018. For 1H