V2 27/08/63 0 V2 27/08/63 1 Management Discussion and Analysis Overview of the Economy and Banking Industry Thai Economy in the Second Quarter of 2020 The Thai economy in the second quarter of 2020

Co., Ltd. is the developer of affordable urban residential condominium to serve the needs of the target customers. At present, both domestic and international economy continues to decelerate

Co., Ltd. is the developer of urban residential condominiums with affordable price to serve the needs of the target customers. The international and domestic economic slowdown has affected the real

over the next few months as we progress into more advanced stages of our projects. We continue to see good pipeline in domestic demand in Thailand for both HR and ERP projects. Other Income Other income

revenue generation through new shopping malls, enhancement of existing malls, as well as efficient cost management. CPN currently manages 32 shopping malls with the net leasable area (NLA) of approximately

effectiveness. 1. Branch network: Key initiatives for branch network management in the first quarter of 2020 included: - Domestic branch network: We focused on providing harmonized channels to ensure enhanced

- ร่าง - 1 Aug 10, 2017 Subject Management Discussion and Analysis for the period of three months ended 30th June 2017 To President of the Stock Exchange of Thailand Secretary of the Office of

  1    (Translation) MD. 030/2018 February 21, 2018 Re: Management Discussion and Analysis For the Year Ended December 31, 2017 To: President The Stock Exchange of Thailand Management Discussion and

- ร่าง - 1 May 28, 2019 Subject Management Discussion and Analysis for the year ended 31st March 2019 To President of the Stock Exchange of Thailand Secretary of the Office of Securities and Exchange

- ร่าง - 1 May 28, 2018 Subject Management Discussion and Analysis for the year ended 31st March 2018 To President of the Stock Exchange of Thailand Secretary of the Office of Securities and Exchange