trading partners including the US, Europe, and China, whose rate of economic growth, while lower than in previous years, is now expected to exceed previous forecasts. At the same time, the pace of public

past several years. Also, the change in accounting standards, which effective in 2020, affects the scheme of provision allowance for non-performing loans of financial institutions. However, it is

milli Company’s the Comp has a good ht which in y’s net pro any group ca Change % 78.5% 50.8% -98.7% 15.8% ember 2017 r Ending 30 /2017 on 9 he Compan hich has alr ows: es for the 3r ion baht, w net

March 2018 to 23.0% in the same period of 2019 which was mainly due (1) change in sales mix with more contribution from brands with higher food cost (2) negative same-store sales growth of 4.4% and (3

. Enterprise solution business Revenue from Enterprise solution business for the first quarter of 2020 was Baht 365 million, a decrease of Baht 8 million or a 2% decrease. There was no significant change when

decline in performance compared to the previous year. However when compared to the previous quarter, its performance highly improved from the higher marketing margin, together with the lower SG&A expenses

percent increase in Revenue Passenger Kilometers (RPK) which was lower than the same period last year. (6.7 percent growth in January-September 2018) where Europe had the highest growth at 5.1 percent

from the change in defined benefit plan according to KBank’s employment policy which is not related to labor law, together with rising marketing expenses, our cost-to-income ratio stood at 45.02 percent

forecast general economic conditions. (in thousand Baht) Allowance for impairment losses 31 December 2019 30 June 2020 Change Consolidated financial statements 1,055 3,756 2,701 2. Thai Financial Reporting

products as well as growth from some exiting products. Domestic branded was quite maintained.  Net profit in Q1/2018 was Baht 9 million, a decrease of 92% YoY due to 1) lower sales contribution of export