. However, EBITDA declined by 5.8% yoy to THB 135 million due to higher administrative expenses and higher share of net losses from investments by the equity method. The Company reported net loss of THB 55
software developers, interest income, dividend income, gain from sale of fixed assets and gain on investment. In Table 2 , HUMAN‘s revenue structure comprise of 2 business units , HR service and Financial
% 126.05 28.64% Fixed deposit used as collateral 15.88 0.93% 15.88 1.01% 0.00 0.00% Investments held as available-for-sale 78.06 4.59% 113.97 7.24% -35.91 -31.51% Other long-term investment - 0.00% 6.00 0.38
Statements of Financial Position as of June 30, 2020 has changed from December 31, 2019 as follows; Assets (Mill. Baht) Total Liabilities & Shareholders' Equity (Mill. Baht) Cash and cash equivalents Total
% 143.65 125.44% Current tax assets 5.58 0.32% - 0.00% 5.58 100.00% Other current assets 6.61 0.38% 11.51 0.73% (4.90) -42.57% Total Current Assets 569.41 32.66% 440.17 27.95% 129.24 29.36% Fixed deposit
system. At the end of 2018, the total Capital Adequacy Ratio (CAR) and Common Equity Tier 1 ratio (CET1) stood at 18.3 percent and 15.8 percent, respectively. The evolving business environment in 2018
Net debt to equity (times) 0.61 0.75 Net operating debt to equity (times) 0.39 0.54 Debts with fixed interest % 61% 58% Credit Rating by TRIS (Reaffirmed in October 2017) A+ A+ 1 Net debt after debt for
10 years and a maturity date in 2028, and bear a fixed interest rate of 4.50 percent per annum. Payment under the notes is guaranteed by the Company. The net proceeds from the issue of the new notes
due to lower prices. Net debt to equity is at 0.99 times, well below IVL’s covenants, and supported by stronger operating cash flow. The dividend payout of THB 1.225/share for 2019 remains higher than
Net operating debt to equity at 0.61 times with strong operating cash flow. Dividend payout remain much higher than its stated policy of 30% of net profits. Perpetual debenture of THB 15b refinanced at