million in quarter 2 /2018 escalating from THB 1.54 million of the same period last year. Such growth was driven mainly from marketing activities rendered to a corporate customer. Jan – Jun. 2018 Business

member dealers to provide quality financial services to AEON cardholders. For overseas business in Cambodia, Myanmar and Laos, they have active customers more than 307,000, increased by 42% from last year

! (Insurer Fee) - - " 8O% I **(Other Expense**) 35.83 0.016 #" 8O% !-# * (Total*) 2,398.04 1.16 " 8O% 8ก _-* !ก![ (Commission) 567.82 0.28 * (##" _-* !ก![.+" t##, I ก*2-% กก _-* !ก![ (Excluding Broker

. Overall Business Operations The consolidated net profit of the Bank and subsidiaries for the year 2019 totaled Baht 5,988 million, a decrease of 0.9% from Baht 6,042 million in 2018. The consolidated

: +662 661 6664 1 3Q19 IVL Performance Summary IVL reported 3.3 mmt of production volume (5% organic and 18% inorganic growth yoy). Organic growth reinforces the demand growth in our business. Inorganic

; including operate clinical business which dialysis services for kidney patients who receive replacement therapy with dialysis by dialysis machinery (Dialysis Center) and distribution of medical equipment as

and other provisions - 137 56,166 - Loss on business restructuring 204,445 - - - Total expenses 383,377 146,204 261,871 54,382 Profit (loss) before finace cost and income tax expense (201,163) 12,069

expenses, which increased according to the increasing in number of employees to support the business expansion, pre-operation expenses as the result from the Group continuing expansion and new project

restriction measures limiting business activities while government offered some subsidies that partially supported consumer purchasing power. Restrictions were gradually relieved beginning September including

in the last quarter of the year, due to the marketing promotion expense, and the annual service station maintenance and refurbishing expenses. Management Discussion and Analysis of Business Operation