100.00% 111.56 3.23% Distribution costs 140.16 4.05% 159.58 4.47% 19.42 13.86% Administrative expenses 88.53 2.56% 105.99 2.97% 17.45 19.72% Profit from operating activities 64.65 1.87% 69.66 1.95% 5.01

, the bank reserves was likely to increase, affecting the commercial banks’ performance. However, the overall Thai commercial bank system remains sound, thanks to close monitoring of credit quality

Board of Directors approved the interim dividend payment of THB 0.45 per share, approximately 78% payout ratio of the consolidated net profit, set to be paid on 11 September 2020. *Net Profit = Net Profit

management business to net NPLs is calculated from the sum of cash collection received from NPL management business divided by credit for purchase of receivables – net (average). 2 Return on NPL management

accruing from the assets under (a) to (c), for example, right to dividend or interest, right to purchase capital increase shares and right to attend and vote at a meeting of securities holders, etc. (2

accruing from the assets under (a) to (c), for example, right to dividend or interest, right to purchase capital increase shares and right to attend and vote at a meeting of securities holders, etc. (2

accruing from the assets under (a) to (c), for example, right to dividend or interest, right to purchase capital increase shares and right to attend and vote at a meeting of securities holders, etc. (2

indicated that in the third quarter of 2019, credit demand from the business sector improved from the previous quarter, due to loan demand from large corporates, particularly for working capital in the

A-1 CODE OF CONDUCT FUNDAMENTALS FOR CREDIT RATING AGENCIES THE BOARD OF THE INTERNATIONAL ORGANIZATION OF SECURITIES COMMISSIONS REVISED MARCH 2015 A-2 CODE OF CONDUCT FUNDAMENTALS FOR CREDIT RATING

calling of EGM No.1/2023, the omission of interim dividend payment, the connected transaction (Add information in template) (Add PDF) 28/12/2022 12:33 Resolutions of the Board of Directors Meeting on the