trade and other payables amount of Baht 223 million or 38.6%, bank overdrafts and short-term loans from financial institutions amount of Baht 139 million or 24.1%, long-term loans from financial

%) (18.5%) 69.8 63.6 (8.9%) ChangeChange Finance costs comprise of interest expense from loans for the new investment projects, amortization of prepaid transaction cost of borrowings and interest expense

THB Mn THB Mn %QoQ %YoY THB Mn THB Mn %YoY Finance costs 36.1 29.1 32.6 12.0% (9.7%) 105.9 96.2 (9.2%) ChangeChange Finance costs comprise of interest expense from loans for the new investment projects

Finance costs comprise of interest expense from loans for the new investment projects, amortisation of prepaid transaction cost of borrowings and interest expense from lease liabilities. Finance costs

cautious in expanding high-risk loans. As of August 31, 2023, the Company had business distributions as below; Number of Networks and Merchandise Partners Aug 31, 2022 Feb 28, 2023 Aug 31, 2023 Branches

of the government sector in the first half of 2023. Finance costs for the period ended 30 June 2024 and 2023 are presented below: Finance costs comprise of interest expense from loans for the new

ended 30 September 2024 and 2023 are presented below: Finance costs comprise of interest expense from loans for investment in new projects which in the process of development and construction, interest

, reaching 89.6% of GDP in the second quarter of 2024. This continues to pressure the growth of personal loans, particularly unsecured loans offered by both commercial banks and non-bank financial institutions

2018 14 FEB 2019 U CITY PCL 2018 MD&A (for the year ended 31 December 2018) 9 U CITY PCL 15 MAY 2018 Mainly due to the EBT of UE: (i) an increase in long-term loans to related parties and interest

receivables 60.56 77.39 102.40 Short-term loans and related parties 3.56 87.82 113.12 Other current assets 7.21 - - Total current assets 71.38 165.40 215.63 Non-current assets Long-Term investments 30.90 30.90