the Third Quarter ended 30 September 2018 Page 4/21 For the banking sector in the third quarter of 2018, commercial bank loan continued to increase in line with the expansion of domestic demand
activities and the low rate of capacity utilization in manufacturing sectors. For banking sector in the year 2019, overall bank loan grew at a slower pace mainly attributed to subdued corporate loan growth in
year was only 8 months due to long- term loan 250 million Baht used for the business acquisition in April 2018 ( the loan amount balance was around 192 million Baht as of 31 December 2019) . This year
0.45:1 time. The liabilities comprised of major items which are follows;- 2.2.1 Account payable and others account payable was of Bt248.3 million 2.2.2 Long term loan from banks, which are due within one
million resulted from the interest payable from long-term loan from other parties in Q2-2017. 5. Performance of the Company and its Subsidiaries Management’s Discussion and Analysis (MD&A) For Q2/2017 11
million QoQ and increased by Baht 32 million YoY. This resulted from the increase of short-term loan for purpose of increasing working capital of GJ Steel in order to increase sale and maintain continuous
transactions via multiple platforms in a highly competitive environment. At the same time, the core business of loans is likely to see limited growth pending clearer signs of economic recovery. Home loan and
resulted from reduction in working capital due to termination of tolling and repayment of short-term loan USD 20 million from the cash received from Right-offering received in previous quarter. Gain from
Lock Downs in other major businesses. It can generate earnings to remain profitable in both the mobile distribution business, personal loan business and real estate development business. The details of