Position Analysis 24 4.3 Loans and Deposits 26 4.4 Treasury Operations 30 4.5 Capital Requirements 30 4.6 Credit Ratings 32 5. Operations of Support Groups 34 5.1 Human Resource Management 34 5.2 IT

into 3 categories as follows 1) Dessert café and beverage outlets under “After You” brand and “Maygori” brand. As of 31 March 2019, there were 35 branches under the name of “After You dessert café ” (31

. Operations of Support Groups 56 5.1 Human Resource Management 56 5.2 IT Management 59 6. KASIKORNBANK’s Investments in Subsidiaries and Associated Companies 61 7. Shareholder Risk Management 62 1 1. Overview

2Q19 stood at 73%, expecting to grow throughout the year. Central Phuket opened a world-class luxury zone, gathering the best of global luxury brand for example, BALENCIAGA, BVLGARI, CHLOÉ, GUCCI, HERMÈS

from sales & service amount 578.15 million baht which increased by 9 million baht or 1.58% from the same period in 2016. The sales revenue of Sabina-brand amount 525.01 million which increased by 17.22

revenue from sales & service amount 631.38 million baht which increased by 33.01 million baht or 5.09% from the same period in 2016. The sales revenue of Sabina-brand amount 629.28 million which increased

from sales & service amount 730.84 million baht which increased by 189.31 million baht or 34.96% from the same period in 2016. The sales revenue of Sabina-brand amount 628.63 million which increased by

from sales & service amount 686.02 million baht which increased by 107.87 million baht or 18.66% from the same period in 2017. The sales revenue of Sabina-brand amount 611.84 million which increased by

revenue from sales & service amount 783.07 million baht which increased by 101.69 million baht or 14.92% from the same period in 2017. The sales revenue of Sabina-brand amount 724.61 million which increased

which increased by 118.14 million baht or 16.16% from the same period in 2017. The sales revenue of Sabina-brand amount 686.24 million which increased by 57.60 million baht or 9.16% . The sales revenue