adopted the Thai Financial Reporting Standard No. 15, subject to Revenue from Contracts Made with Customers ("TFRS15") which was effective on January 1, 2019. In order to comply with the accounting standard

levels of loan-loss provision, capital fund and liquidity to facilitate further credit expansion. Credit Rating LH Financial Group Public Company Limited is assigned the company rating at “BBB+“ with

levels of loan-loss provision, capital fund and liquidity to facilitate further credit expansion. Credit Rating LH Financial Group Public Company Limited is assigned the company rating at “BBB+“ with

GDP (Gross Domestic Product) in fourth quarter expanded at 1.6 percent, slowdown growth from the previous quarter which grew at 2.6 percent. These factors limited Thailand’s GDP expansion in 2019 to

projects ERU +250MW Rayong WTE +10MW Expansion+18MW +2,771MW COD of projects CUP 4 +45MW NL1PC +26MW CUP 3 Expansion +15MW XPCL +321MW +39.5MW Note: Base on 100% in GLOW Q3/2019 Outlook and Business

household debt remained elevated, economic expansion had yet to benefit household income in a broad-based manner, and the low level of some agricultural price resulting in a gradual improvement. Private

household debt remained elevated, economic expansion had yet to benefit household income in a broad-based manner, and the low level of some agricultural price resulting in a gradual improvement. Private

down in line with the expansion of overall economy. Consumer loan expanded at a slower rate, partly due to fund raising by issuing debentures to perform loan repayments by business sector. Besides, the

down in line with the expansion of overall economy. Consumer loan expanded at a slower rate, partly due to fund raising by issuing debentures to perform loan repayments by business sector. Besides, the

Intermediary   06/09/2013 01/04/2014 2. Notification of Capital Market Supervisory Board  TorThor. 35/2556 Standard Conduct of Business, Management Arrangement, Operating Systems, and Providing Services to