the best interests of the state, people and in fairness to both contractual parties. (Please see details in notes of financial statement for the year 2018) EXAT and the Company/the subsidiary have

from contraction of export sector as global consumer demand weakened. The tourism sector and private consumption grew at a slower pace. On the other hand, the personal loan of commercial banks and

130.27 million Baht or 18.32% compared to Q2/2017 Income statement (MB) For the three-month period For the six-month period Q2/2017 Q2/2018 YoY % 1H/2017 1H/2018 YoY % Total Sales and Services revenue

28.81% 20.26% 29.68% 20.77% Net profit margin 17.13% -1.34% 18.34% 0.86% Performance (Statement of comprehensive income) Three-month Period Six-month Period Services income and Cost of rendering of

(THIS REPORT DISCUSSES PRINCIPAL CHANGES TO THE UNREVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE FIRST QUARTER ENDED

being the continuous recovery of the tourism sector and from January to August, there is an accumulated number of tourist of 17.9 million and expecting to meet the target at 24 million by the end of the

of Thailand and NESDB, overall Thai economy in 2017 expanded by 3.9%, higher than 3.3% growth in 2016. This was mainly from acceleration of private consumption, export sector, and private investment in

export sector. In addition, the household consumption expanded by 3.1%, compared with 2.2% in the previous year, which was supported by the government stimulus measures at the end of 2016. The Thai economy

its subsidiaries as details below: (Unit: Baht millions) For the period of three months Consolidated financial statement ended 30th June Apr 2017 - June 2017 Apr 2016 - June 2016 Change % Change Revenue

Hua Lamphong Station - Lak Song Station on September 29, 2019. However, amortization expense decreased due to cost of rights to operated expressway sectors of Sri Rat Expressway Sector A, B, C was fully