December 2018 Change (%) March 2019 December 2018 Manufacturing and commercial 780,297 801,647 819,481 (2.7)% (4.8)% Utilities and services 451,557 446,513 455,969 1.1% (1.0)% Housing 244,951 243,754 240,047

/61 14:31 น. 9 Portion of Loans by Business Type Manufacturing and commercial Utilities and services Housing Real estate and construction Agriculture and mining Others Million Baht Loans by Business

2018. This was a result of a decline in merchandise exports owing to the economic slowdown of trading partners affected by trade protectionism and the impact of structural changes in the manufacturing

. Million Baht Loans by Business Type * September 2019 June 2019 December 2018 Change (%) June 2019 December 2018 Manufacturing and commercial 751,584 780,297 819,481 (3.7)% (8.3)% Utilities and services

Profits The consolidated profit before non-controlling interest of 4Q’18 increased by 20% yoy. The increase in the consolidated profit was primarily due to growing revenues as well as efficient cost

Financial services, hence its weightage has steadily increased from 74.2% in 2017 to 75.9% in 2018. HR Solution Revenue from HR solution closed at 396.99 mb (2017: 358.10 mb), growing by 38.89 mb or 10.9

liabilities of Baht 1 million. Shareholders’ Equity Shareholders’ equity of the Company and its subsidiaries amounted to Baht 465.74 million as at December 31, 2019, growing dramatically by Baht 358.75 million

channels, but still growing in term of original equipment manufacturer (OEMs)’s products to compensate. For the overseas restaurant business, revenues from the sales and services decreased from the same

and other current liabilities of Baht 1 million. Shareholders’ Equity Shareholders’ equity of the Company and its subsidiaries amounted to Baht 465.74 million as at December 31, 2019, growing

31, 2019, growing dramatically by Baht 358.75 million or 335.31% from Baht 106.99 million as at December 31, 2018 owing primarily to the net profit for 2019 of Baht 47 .13 million, share premium of