in line with income from investments, an increase in net premiums earned - net, and revenue from capital market products. Nonetheless, given one extraordinary item – an increase in retirement reserves
ventures 152 131 157 20% 4% 517 595 15% Income tax expenses (66) (49) 8 n/a n/a (257) (243) (5%) Profit before FX & extraordinary items 786 1,055 607 (42%) (23%) 3,445 3,904 13% Net foreign exchange gains
be made public. If the exact dates are not known when the prospectus is first filed or distributed to the public, describe arrangements for announcing the final or definitive date or period. 2. Method
made to quality of service, and expanded the locations of service stations simultaneously with expansion of Non-Oil businesses, the total number of service as of the end of 2019 is more than 1,200
expenses 168 50 174 248% 4% Shares of profit of associates and joint ventures 130 463 (68) (115%) (152%) Income tax expenses (46) (43) (254) 491% 452% Profit before FX & extraordinary items 1,302 1,309 1,688
) 316% Profit before FX and extraordinary items 1,283 2,293 2,755 115% 20% 4,374 6,735 54% Net foreign exchange gain (loss)2 17 (5) 21 25% (515%) 207 (13) (106%) Net profit 1,300 2,288 2,776 114% 21
-interest income, derived mainly from an extraordinary item from the sale of a bank subsidiary. Meanwhile, net interest income enjoyed ongoing growth, albeit at a decelerating rate, due in part to a reduction
%) Income tax expenses (112) (46) (30) (35%) (73%) (202) (76) (62%) Profit before FX & extraordinary items 1,168 1,302 1,789 37% 53% 2,241 3,091 38% Net foreign exchange gains (losses) 28 (52) 242 (568%) 763
& extraordinary items 607 1,282 1,309 2% 116% 3,904 5,684 46% Net foreign exchange gains (losses) (3) 17 111 553% n/a (15) 317 n/a Net profit 604 1,299 1,420 9% 135% 3,889 6,001 54% Non-controlling interests (118
percent of the total income respectively, and the clarification thereof is made with reference to the relevant notes to the financial statements). Product Line/ Business Group Operated by Shareholding