seen growth recovery, driven by increased economic certainty and political stability, boosting confidence in both public and private sector spending. Key transformations continue in connectivity services

expected to severely contract during the outbreak. The export sector has been impacted by declining demand from trading partners and supply chain disruption, while the tourism sector has been impaired by

the third Financial Hub at Yaowarat branch offering comprehensive financial services under the concept of “When a Bank is more than a Bank”. Financial Hub services are now available at three locations

) for 2Q18 was at 4.2%, declining from 4.7% from 1Q18, ranking 8th from total 38 brokers. For products and services during 2Q18, the Bank opened the third Financial Hub at Yaowarat branch offering

Remark Sales and Services Income 582.93 361.15 221.78 61.41% - LPG Trading 186.44 190.36 (3.92) (2.06%) 1 - Transportation 4.00 2.44 1.56 63.93% 2 - Conversion Kit Installation 0.68 1.56 (0.88) (56.41%) 3

gradual easing of the lockdown in May, economic activities however are still in contraction in every sector. This is especially true for the tourism sector which suffered the greatest hit from border

technology will have many impacts on commercial banking. The use of smartphones and tablets is growing rapidly and easy access to digital media is changing how consumers use financial services. This is in line

various measures and recovery of the tourism sector and hospitals. - Loans For 1H/2023 financial results, loans turnovers shared 22% of total turnovers, while the income from loans in the consolidated

sector contracted sharply due to international travel restrictions. Therefore, the Thai economic recovery would take time to return to pre-pandemic levels. The first nine months was a challenging period

(5.0) (6.4) 21.7 41.9 Administrative expenses 79.5 102.0 79.7 (22.5) (22.1) (0.2) (0.2) Finance income 0.1 25.8 0.1 (22.7) (99.6) - - Revenues and Costs of Sales and Services The results of operations of