. However, the effective cost control helped decrease SG&A expenses, thus overall performance has improved. Bio-based product business The Biodiesel business performance improved from the same period of the
increase of Baht 367 million, or 1.57 percent in net interest income derived from rising interest income and effective funding cost management. Meanwhile, operating expenses rose Baht 487 million, or 3.07
% Effective Finance Cost 3.62% Credit Rating: AA- with stable outlook by TRIS in Sep’19 Net Operating Debt/Equity: 0.66 times 17% 15% 10% 19% 29% 2020 2021 2022 2023 2024 2025 & after 4% 5%LT Loan Debenture LT
(FIDF). Net interest margin (NIM) therefore stood at 3.49 percent. Meanwhile, other operating expenses decreased by Baht 3,695 million or 17.45 percent, over- quarter. As a result, our cost to income
% Advertising income 7.52 0.9% 1.85 0.2% 2.71 0.3% 46.5% -64.0% Total revenue from core business (3 items) 848.81 100.0% 798.65 100.0% 804.20 100.0% 0.7% -5.3% Cost of services (664.22) -78.3% (629.36) -78.7
while other non-interest income declined yoy. Overall operating expenses also declined from effective cost management when comparing to the same period last year. The Bank continued to remain prudent when
issuance of new debentures. The cost of fund for 3Q17 decreased to 2.1% from 2.5% yoy attributed by the Bank’s continued effort on cost management. For the three month period Consolidated Change Sept 30
0.7 Net Operating Debt Non Operating Capex Net Debt Cash and Cash under Management Total Debt Debt Maturity Profile as on 30 Sep, 2019 Fixed = 64% Floating = 36% Effective Finance Cost 3.66% Credit
from the said project while simultaneously cutting the cost of system development at the same time since 3Q / 2019. 5. Hire Purchase Business In 2019, Singer Thailand Public Company Limited ("Singer