type of business loans June December Variance 2019 2018 Amount (%YTD) Agricultural and mining 56.3 867.9 (811.6) (93.5) Manufacturing and commerce 37,673.3 39,909.8 (2,236.5) (5.6) Real estate and
mining 13.6 867.9 (854.3) (98.4) Manufacturing and commerce 37,569.5 39,909.8 (2,340.3) (5.9) Real estate and construction 22,429.5 22,893.8 (464.3) (2.0) Public utilities and services 39,018.0 40,527.0
brighter investment outlook, and ongoing growth in tourism. At the same time, the real estate and construction sectors grew modestly, with expansion seen only in certain areas. Likewise, consumption fared
by 9.4, 4.5 and 4.1 percent, respectively. SME loans grew due to increases in lending to energy, real estate and construction sectors, while corporate loans grew due mainly to increases in lending to
low-risk customers. Regarding home loan, we will revise our credit policy to be consistent with the Bank of Thailand’s macroprudential measure to be implemented to preclude speculation in the real
business loans December December Variance 2019 2018 Amount (%YTD) Agricultural and mining 12.9 867.9 (855.0) (98.5) Manufacturing and commerce 38,315.5 39,909.8 (1,594.3) (4.0) Real estate and construction
(%YTD) Agricultural and mining 853.7 867.9 (14.2) (1.6) Manufacturing and commerce 38,606.3 39,909.8 (1,303.5) (3.3) Real estate and construction 22,839.6 22,893.8 (54.2) (0.2) Public utilities and