household. Although the deterioration in credit quality of commercial bank loans affected profitability, but Thai commercial banking system’s remained strong as banks continued to closely monitor credit

quarter of 2018 continued to improve. Export performance remained strong, with 12.3 percent year-on-year expansion. Tourism also continued to perform well despite the end of the high season, as tourist

and businesses with strong growth potential. Demand for loans from SMEs has slowed down and is concentrated in some areas, particularly Bangkok; while in the provinces demand is relatively stable

strong start to regain customer’s confidence. Although the situation has recently improved and the shopping centers, the Company’s core business, are expected to re-open according to government orders, the

yields so the company and its subsidiaries have selected IFF, PF and REITs with strong foundations. As a result, the average dividend yield per year is around 7%, higher than the average annual dividend

policy tools if needed. The BOT has forecast an -8.1 percent for the Thai economy this year, a sharper contraction than the previous projection of -5.3 percent, due to lockdown measures for the strong

loan (NPL) ratio was at 3.6 percent with strong loan loss reserves to NPL at 183.4 percent. The Bank continued to focus on prudent control over credit underwriting and risk management to ensure loan

having interests; and (c) appoint an independent financial advisor to provide an opinion on the connected transactions and submit such opinion to the Securities and Exchange Commission (the “SEC”), the SET

give an opinion on the asset acquisition and the connected transaction and submit the opinion to the shareholders of the Company; (c) To convene the Board of Directors’ Meeting in order to consider and

Assets : (a) “Komchadluek” trademark, Registration No. Khor183527, registered on 21 August 2003 (Category 16: newspaper, magazine) (b) Tangible assets of KMM used for Komchadluek Business (c) All websites