since August 1 last year. In the fourth quarter of 2021, the Company’s revenue were 5,194 million baht, decreasing of 17 million baht or 0.3% q-q but increase by 4% y-y due to reduction of debt collection

Baht 10.34 million in the same quarter of last year equivalent to - 14.81 % and -7.14 % of the net profit margin of 2017 and 2016, respectively showing an increase of loss from 2016 due to the reduction

-19) outbreak, the Government commanded lock down policy, shut down business and industries all over the country and announced to public to stay home, this situation resulted in reduction of consumer’s

55.69% in the first quarter of 2021 due to some reduction of orders from clients and the Company’s process of changing its customer base while also preparing to accommodate new clients this year. Moreover

THB 36 mil. or 10.3% negative growth when compared to the same period of last year, primarily due to dumping price by competitors and focusing on electronic payment and number of bank branches reduction

situation including the improvement of the operating processes, cost reduction and other options. The management consider to terminate the publishing of newspaper “KomChadLuek” on 9 April 2020. Conclusion

offset by reduction in metallic cost. 3. Selling expenses Total selling expenses of the Company and subsidiary amounting to Baht 85 million and increased by Baht 23 million YoY or 37% due to the increase

purchase in 2023 amounted 998 million baht, decreased 3% from last year as a result of hire purchase income reduction in CLM. However, the hire purchase income in Thailand increased 7% from last year. 4 In

revamping programs. However, the slight reduction in credit card revenue is inline the higher minimum repayment rate increasing from 5% to 8% this year, and the number of full-payment was higher than last

for the transition and finance companies’ emissions reduction to drive change in the real economy. It is therefore utmost important that asset owners and asset managers understand the fundamental