has continuously developed for the financial products and services to meet the needs of the customer which the products and the services of the bank can be divided into 4 catagories as follows: LH

improvement in collection operation and continuously improving asset quality as well as positive sign of economic recovery. - Finance Cost In the fiscal year ended February 28, 2018, the Company’s finance cost

operations continuously. However, in preparing the financial statements in accordance with Thai Financial Reporting Standards, it is necessary for the Company to make judgments and estimates regarding matters

that has continuously awarded since 2017. As at 31 December 2019, the Group has backlog for construction service in oil and gas sector totaling of 2,377.82 Million Baht. 4. Other income increased

products. Additionally, marketing efforts were put continuously in the Philippines. Consequently, sales expenses to sales revenue ratio escalated moderately from 40.85% to 59.24% as the Company incurred

continuously increased over the past few years as evident from an acceleration of its advertising expenditures by 3.6%1 YoY to THB 1,678mn in 3Q 2017, benefiting from the shift in people’s behavior to spend more

for RBD Palm oil for Biodiesel has the ratio of cost of ref ining service to revenue of 79.47%, which comparable to the same time of previous year. The Company is continuously making profit from

refining service to revenue of 79.47%, which comparable to the same time of previous year. The Company is continuously making profit from refining service of RBD palm oil for B100. ท่ีตั้ง 55/2 หมู ่8 ถ

MHNK project to the customers and recognize continuously the revenues as planned and also the proceeds from selling the available unsold units of RCR and Nimit’s Project to potential purchaser. The

well. However, if the Company can transfer the remaining backlog residences of MHNK project to the customers and recognize continuously the revenues as planned, the Company will reduce further its debts