a rate of 5% to 8%, starting from January 1, 2024 onwards, which affects the quality of assets in Stage 3. However, the Company has set aside Management Overlays which covered the exposure from the

“Company” or “we” or “our” or “us”) would like to inform management discussion and analysis for its results of operations from the consolidated financial statements for the nine months period ended Sep 30

68.6% Gross Profit 813 396 417 105.3% Gross Profit Margin (%) 11.1% 9.3% 1.8% SG&A Expenses 456 310 146 46.9% EBIT before share of profit (loss) from Investment in Associates and Joint Venture 608 275

than THB 160 million. (no collateral) Interest Rate : 3.50% per annum. Maturity : Not more than 3 years starting from August 25th, 2018 until August 24th, 2021. Interest Payment : Monthly Nature of

share of profit (loss) from Investment in Associates and Joint Venture 209.1 606.7 -397.6 -65.5% Share of profit (loss) from Investment in Associates and Joint Venture 80.0 80.8 -0.8 -1.0% EBIT 289.1

Company had gain from the creditor waived the debt amounted to THB 622 million after the Company had repaid some partial of debt. Therefore, if it excluded this special transaction in last year quarter

According to the Bank of Thailand and Office of the National Economic and Social Development Board data. The Thai economy in the first quarter of 2022 expanded by 2.2% (y-y), accelerating from 1.8% growth in

Offering for Sale of Certificates Representing Interest from Underlying Securities

for business operating and obtain an approval from the Office in accordance with rules, conditions, and procedures prescribed by the SEC in the Notification No. KorNor. 23/2544. No. List of Company

mainly by the drop of revenue from sales and services, resulting from temporary closure of hotels, schools, and food/catering outlets. The impact was lessened from the Company’s continuing efforts from