achieve sustainable growth and returns while maintaining our long-term market leadership. Guided by our core strategies of “Customers’ Life Platform of Choice” along with “Customer Centricity”, KBank has
growth and returns while maintaining our market leadership over the long term. Guided by our core strategies of “Customer Centricity” and making KBank the Customers’ Main Bank for all eight customer
กับการลงทุนในผลิตภัณฑ์ดังกล่าวอย่างถูกต้องจากผู้ที่มีความรู้ความเข้าใจเกี่ยวกับผลิตภัณฑ์ดังกล่าว เป็นอย่างดี โดยได้รับความคุ้มครอง (investor protection) อย่างเหมาะสม ส านักงานจึงเห็นควรแก้ไข หลักเกณฑ์
was thus reduced to 29% in 2019 as compared to 37% in 2018. To regain the market share and reduce imports, the Company had to resort to very competitive pricing which impacted the EBITDA adversely
additional provision of THB 20 Million due to increase in the benefit of employees who have past service of 20 years or more from 300 days to 400 days according to the announcement of Labour Protection Act
(1.0)% Interest expenses Deposits 5,832 5,596 5,769 4.2% 1.1% 11,428 11,296 1.2% Interbank and money market items 237 375 573 (36.8)% (58.6)% 611 1,130 (45.9)% Contributions to the Deposit Protection
69,105 1.5% Interbank and money market items 2,380 2,429 2,039 (2.0)% 16.7% 7,130 6,403 11.4% Investments 2,611 2,621 2,454 (0.4)% 6.4% 7,580 6,764 12.1% Total interest income 28,471 28,014 28,220 1.6% 0.9
(3.7)% 1.3% Interbank and money market items 375 396 557 (5.3)% (32.7)% Contributions to the Deposit Protection Agency and Financial Institutions Development Fund 1,314 2,500 2,453 (47.4)% (46.4)% Debt
profit margin. Selling and administrative expenses were higher than last year, due mainly to professional fees related to SGAH and higher provisions due to the changes in the Labor Protection Act. Loss on
explained the procedure and measure on price risk management of investment, derivatives and products or underlying issues such as position limit, pricing model, method and frequency in the marking to market