monitor the situation closely while continuing to focus on providing support to customers and at the same time monitoring the status of customers still under financial assistance initiated during 2020

and increase liquidity in the markets and to further support the fiscal measures that have already been introduced earlier. 3 For 2020, the Thai economy is projected to contract significantly due to (1

the NPL market shall continue to support JMT's growth in the future. 3. Personal Loan Business J Fintech Company Limited ("J Fintech"), engaging in the business of lending money under the brand "J Money

segment. Increase in crude prices and restocking to support forthcoming seasonal demand has resulted in this trend being reversed in 1Q19. o 2019 is also expected to outperform 2018 as legacy contracts in

personal loan business to Boonterm kiosk’s Master Agents (MAs), sub-agents, MAs’ employees, and FSMART affiliated companies’ employees since the middle of December. The Company also offered CRM activities

would opportuniti mart.co.th an business of personal lo Analysis, Q3/2 mited ding 30 Sep n at the end s to consu holders’ Eq ding 30 Sep an 2016 at e short-term holders’ Equ earning incr times and t l

support and commission. 5) Other revenues were 92 million Baht lower than 2016 18 million Baht or 23.9%. Mobile Handset and Accessories revenue contributed 79.8% in total revenues. While income from Debts

personal loan business to Boonterm kiosk’s Master Agents (Mas), sub-agents, Mas’ employees, and FSMART affiliated companies’ employees. The Company also offered CRM activities, including reward points

of Millpack Company Limited, a subsidiary of the Company that rents start 2011 this area to operate a plastic packaging plant to support key customers to prevent risk for production lines that require

several relief measures being rolled out by the government. Since the beginning of the outbreak, the Company has committed to support and operate in compliance with the government’s measures and orders